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Electronic money explained

Thought Leadership

Its popularity has increased rapidly in recent years, with the European Central Bank reporting that the value of electronic money issued in the Euro area almost tripled between 2014…

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The future of the banking industry

Thought Leadership

If we think of the traditional bank, we would probably imagine a large bricks-and-mortar institution, often with a network of branches. But the conventional banking industry is being disrupted beyond…

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EMI license vs banking license

Thought Leadership

There were almost 7.5 billion electronic money (e-money) transactions in Europe in 2021, compared to just over 4 billion in 2018 (Statista). This staggering growth reflects the already well-established trend…

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